No Cost Accidental Death and Dismemberment Benefit

Additional Member Benefit at No Cost!

As an active or retired dues-paying member of Fraternal Order of Police Lodge #4, you have a no-cost $2,500 Accidental Death & Dismemberment benefit. This AD&D benefit and other items listed below are provided jointly through Fraternal Order of Police Lodge #4 and American Income Life Insurance Company (AIL), a 100% union company serving working families just like yours.
AIL currently has over 140,000 FOP members covered under AD&D policies at no cost. Since 1990, more than $3.3 million in life, health, and no-cost AD&D benefits has been paid to over 1,400 FOP members and their families.